Clifton Krotz - Mortgage Planner - Mortgage Broker in Woodbury

Updates

Posted on May 17, 2022

Don't let the news scare you.. interest rates are still historically low! Contact us for more information.

Posted on Apr 27, 2022

FHA loans are government-backed mortgages that may make it easier for aspiring homeowners to achieve homeownership without the need for a large down payment. Interested in learning more? Reach out to me!

Posted on Mar 18, 2022

This new program gives borrowers the ability to lock in their interest rate for 90 days with a fully refundable fee* while they search for a home, as long as the property is identified by the 60th day of the lock. Interested in learning more or taking advantage of this new program? Reach out to m...

Posted on Feb 15, 2022

There are many factors that determine the home loan amount and purchase price that you can afford. For qualification purposes, lenders look at income, debt, assets, as well as credit. There are different loan programs that offer various terms and rates, and some require lower down payments than o...

Call now

Posted on Jan 4, 2022

Choosing to buy a home versus renting one is a big decision. Weed through the fees, taxes and monthly payments using loanDepot's #RentVsBuy calculator to help you make the right decision.

Posted on Dec 7, 2021

Interested in renovating your home? I want to help! Contact me today. #loanDepot #homerenovations

Call now

Posted on Oct 27, 2021

With the anticipated increase of the Fannie Mae and Freddie Mac conforming loan limits, we’ve adjusted our conventional loan limits ahead of the FHFA announcement. To take advantage of these new limits, reach out to me today!

Call now

Posted on Sep 8, 2021

Realtors, here are some excellent tips when it comes to staging homes! Staging the house you’re trying to sell is important—in fact, it’s almost as important as partnering with someone like me to make the entire process go smoothly. Contact me to learn about working together to help your clients ...

Posted on Aug 18, 2021

Testimonials

9 months ago

We had the pleasure of working with Clifton Krotz and his team for our mortgage loan. We purchased a condo and our previous company we tried to go with made the process really stressful and difficult so we ended up switching to Loan Depot and we are SO happy we did! They were professional, very responsive, and kept us updated every step of the way. Clifton was great to work with - super nice and on top of everything. I was a little stressed and anxious about the whole process and they made me feel so much better! My only regret is not going with them sooner. Clifton and his team are a MUST if you are purchasing a home in the MN/WI area! :)

- Kathleen R

10 months ago

Clifton was knowledgeable and so readily available to answer any questions I had. He was proficient and very quick in his work, ensuring everything was done on time and everything was obtained as needed. Can’t say enough positive about Clifton, he made our first home-buying experience SO much easier than I anticipated!

- Kat N

5 months ago

I'd have to say our refinance was the best experience I've had. Clifton did an amazing job. I would recommend him and loan depot to anyone looking to buy or refinance! Hands down!

- Kendra V

About us

Mission and Values

Our goal is to be the lender of choice for consumers and the employer of choice by being a company that operates on sound principles of exceptional value, ethics and transparency.

Ethics and Integrity

We employ uncompromised ethical standards demonstrating honesty and fairness in every action we take. We treat one another with respect and value each other's contributions.

Taking Care of Our People

Employees are our most important assets and biggest competitive advantage. We celebrate successes and recognize achievement. We encourage feedback, suggestions and ideas to surface from anywhere within the organization. We appreciate multiple perspectives and diverse expertise.

Excellence

We are committed to Best in Class with integrity. We take ownership and accountability and aspire to flawless execution and quality. We embrace diverse backgrounds as we seek the best talent and promote its development.

Customer Care

We strive to exceed customer expectation through dynamic listening and timely responses. We consistently educate our customers and seek to continuously improve our service.

Entrepreneurial Spirit

Together we are passionate and determined to stimulate and embrace change and drive innovation. With a devoted sense of urgency, we always do more with less.